Choosing an Alberta Insurance Company

Like all independent insurance professionals, the staff at TSG Insurance want your business. That’s our business. However, at TSG Insurance, we understand that YOUR job in choosing an insurance broker or company is to protect you and your assets from the perils that life offers.

Whether you are looking for commercial, home insurance, or auto insurance, it is best that you choose for the right insurance company – one that will be there when filing a claim, who can help you through the process of returning your life to order. At TSG Insurance we get that and while we want your business, as your neighbors in Bassano, Brooks, Calgary, and Medicine Hat, we also want to ensure that you have the information necessary to make a wise investment into protecting your family and home with insurance.

Here are a few suggestions that we’ve learnt since opening for business in 1985, beginning with you, the person seeking insurance. The first thing to do is determine why you need insurance and for what. You should be able to specify whether you need auto, commercial, or home insurance. Before you sign the agreement, make sure that you understand the pros and cons of having insurance, terms and condition, as well as the policy’s specific coverage. Read more

Types of Home Insurance in Alberta

Your home is your most valuable asset – everyone says it, and most people believe it to be true. Out homes offer us shelter, comfort, a sense of identity, and a sense of belonging. We choose our homes for all these reasons including location – town or country, neighbourhood – urban or suburban, and income level – either becoming renters or owners.

If you’re an owner then insuring your property against modern day perils like the increasing severity of our weather, random mayhem, and sudden emergencies like burst water pipes makes good economic sense. While this blog is focused on homeowners insurance, homeowners should also ensure that recreational and rental properties are also covered by insurance and as a tenant, you should also carry tenant insurance to protect your valuables as the owners insurance will only cover the building – not your stuff in it. Read more

The Importance of Farm Insurance in Alberta

The TSG Insurance Team is proud to offer Albertans specialized farm and ranch insurance that makes purchasing simple. We offer broad coverage at the most competitive rates for a host of needs including: your farm home; personal contents like antiques; farm buildings, automobiles, and equipment including contents and tools; livestock (including leaf cutter bees) and custom farming; as well as your commercial operations – protecting you from fraud, crime, or employee dishonesty, third-party losses, and business income replacement due to losses caused by an insured peril.

In Alberta, this is becoming increasingly important as the provincial government works to bring in new workplace safety rules under Bill 6, the Increased Protection for Farm and Ranch Workers Act, which makes Worker Compensation Board coverage mandatory for the agricultural sector.

According to a November 2015 CBC News article, the “rules would apply to all farm and ranch workers, whether they are paid or not. Occupational Health and Safety legislation already applies to all other industries in the Alberta.” Read more