You Are Never Too Young for Financial Planning

The young have the greatest advantage in preparing for their future. Few take advantage of the opportunities before them like how time and compounding interest work hand-in-hand. Many have never been taught proper money habits. They just follow the same pattern of their family and friends. For young professionals, the most significant benefit of their youth is the ability to rebound from financial mistakes quickly.

Even though it may seem like retirement is a lifetime away, one day they will wake up and discover that their golden years are just around the corner, and they will still have to work. Financial planning is not just for parents and grandparents. With some discipline, debts can be paid off, savings goals established, and a healthy, enjoyable retirement can be within reach. The team at TSG Insurance provides financial services that help you attain your goals and live life on your terms. Read more

Changes to Alberta’s Carbon Offset Program

For more than a decade, farmers have been able to take advantage of the carbon offset program run by Alberta’s Department of Environment and Parks. The program helps large industrial emitters comply with the Specified Gas Emitters Regulation by purchasing offset credits that other producers have made available.

Each year, Alberta farmers must register their aggregator. For the year 2018, the registration deadline is April 29th. This is a change from previous years in which farmers could claim the credit at the end of the season. This year, farmers need to identify the field for which they are planning on requesting credits.

If you have already registered your aggregator but have concerns about other aspects of your farming business, including insurance coverage, talk with a TSG Insurance agent in Calgary, Medicine Hat, or Brooks. We can help safeguard your farm and equipment for you and your family. Read more

Understanding No-Fault Insurance

A pretty common misconception is that no-fault car insurance means your insurance company never considers you “at fault” for an accident. The truth is, there are driving rules for everyone. If you break one, you face the possibility of a traffic ticket, or worse, criminal prosecution. In other words, the law may determine an accident to be your fault.

No-fault insurance is a term used by the auto insurance companies to describe a system of how a claim is paid out. The goal is to ensure that compensation and benefits are paid to the injured party, regardless of who was at fault. If you live in Calgary, Medicine Hat, or Brooks, your TSG Insurance agent is happy to sit down with you and discuss your specific needs. We work with you to review your current policies and offer custom insurance quotes to help you get the required protection. Read more