Do You Think “It Could Not Happen to Me?” – Insurance Statistics Tell a Different Story

How often do you watch, listen, or read in the news about a tragic car accident that seriously injured and killed a driver or the passengers? Maybe it was a family headed out on holiday only to never reach their destination because of an accident. What about those stories of homeowners losing everything to flooding, fire, or other natural disasters? How often do you stop to consider that tragedy could have been you or someone you love? It is definitely easy to hear about all these stories and think they could never happen to you; however, the statistics say otherwise. When you have the right insurance, you can ease the stress and burden that occurs when things go wrong. Whether you live in Medicine Hat, Calgary, or Brooks, TSG Insurance can help you get the coverage you need to give you the peace of mind you deserve.

What Insurance Statistics Reveal

Having the right type and amount of insurance can help you recover quickly when tragedy strikes. Here are a few statistics to keep in mind:

1.    Getting behind the wheel of your automobile may be fun or necessity, but it does not mean you are a 100% safe. In 2015, there were approximately 1858 fatal crashes. In those accidents, nearly 50% of the deaths were of the driver.
2.    The younger you are, the more likely you could suffer from an injury in a vehicle accident. Drivers in the 25-34-year-old age group sustained more casualties than any other age group at 19.9%. A close second were those drivers in the 35-44-year-old age group at 17.0%.
3.    The number of natural disasters has increased over the recent history. The findings of a homeowner’s insurance study put out by J.D. Power indicates that storm-related claims had risen to 44% in 2016 from 37% in 2013.
4.    The upward rise of natural disasters is continuing to progress upward with no indication of slowing down. Canadian federal disaster relief has increased from an average of 40 million a year in the 1970s to almost $1.4 billion by 2013; a number that most certainly has increased even more.

If disaster or tragedy strikes, whether from a vehicle accident or Mother Nature, it is essential to have the right amount of auto or homeowner’s insurance.

Consult a TSG Insurance Agent about Auto or Home Insurance

Life is to be enjoyed. Lessen the effects of accidents or tragedies with the best coverage for your situation. A professional TSG Insurance agent can sit down and talk with you about your specific needs, and answer all your questions. Enjoy peace of mind when you speak to the friendly and knowledgeable advisors on our team.

Contact us online, and we will respond to you as quickly as possible. You may also call us toll-free at 800-830-9423 to make an appointment. One of our representatives will be happy to discuss your insurance needs from our Medicine Hat, Calgary, Brooks, Bassano, or Edmonton location.

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