The banks and credit unions push to sell you their mortgage and loan insurance. Before you buy, it is important that you understand the differences between bank-owned insurance and coverage that you own. If you have questions about your existing policy, want to look closer at your financial planning, or are ready to buy personally owned coverage, contact David Brittain, Manager at TSG Insurance. David and our team of experienced associates can set you up with a policy that is in your best interest and suits your unique needs and lifestyle. Read more
Legal jargon can make insurance policies confusing and misleading. Getting a full understanding of your coverage and policy will help you be prepared in case of an injury or illness that makes you unable to work – or on “Disability” as your life insurance policy may state.
The common definition of “Disability” is that the insured person is unable to perform the duties of his or her job. They are typically under the care and attention of a doctor and are not receiving income. For this reason, the disability insurance pays the insured a monthly replacement of income benefit. Read more
The team at TSG Insurance and Financial Services Ltd. has been providing reliable insurance coverage and high quality financial services to thousands of Alberta residents for years. With plenty of experience and a strong reputation in the communities we serve, you can rely on us to understand your lifestyle and needs. We help our clients deal with extremely personal issues and very human realities. We provide services that range from: keeping a business going after a premature death, offering retirement income that creates financial independence, preserving dignity in the event of illness or disability, all the way to helping you understand the role of your executor and carefully plan for your estate. You can rely on our associates for friendly, understanding, and comprehensive service. Read more
Do you know how much you are paying in investment fund fees? If you have investment funds, it is easy to trust that your money is being handled in the best way possible. Unfortunately, this is not always the case. You may deal with helpful and knowledgeable staff who are dedicated to keeping your investment safe and flourishing. However, the larger banks, credit unions, insurance companies and mutual funds are looking to make a profit off your money and will be charging you in annual management fees. Most times, they would prefer you don’t know how much you are being charged. The team at TSG Insurance & Financial Services Ltd. offers fund audits to show you exactly how many dollars and cents you are paying in fees. Read more
Farm ownership is extremely rewarding and often becomes a defining part of a family. Some farm owners who do not do any succession planning or fail to explicitly express their wishes for the future of their property end up leaving their family with a complicated and confusing mess to clean up. Don’t let your family farm get tied up in legal issues once you are gone. Plan for the unexpected by hiring knowledgeable and experienced advisors. The team at TSG Insurance & Financial Services Ltd. knows that farm succession planning can be an emotional and difficult process and we are here to guide you through every step. Keep in control of your estate planning by requesting a farm insurance quote. Read more