Cottage homes are an excellent way to get away from the hustle and bustle of everyday life and relax. Whether used only during the summer months or sporadically throughout the year, your home away from home deserves the same insurance consideration as your other possessions. As an owner, it pays to consider the amount of time your property gets used, what outbuildings there are, and the replacement costs if disaster strikes. At TSG Insurance, our experienced and dedicated team can tailor insurance services that will protect your vacation haven in Calgary, Brooks, or Medicine Hat. Read more
Canadians generally enjoy travelling by car during the summer in what has come to be traditionally know as the “road trip.” While the idea harkens back to American writer Jack Kerouac’s novel published in 1957, On the Road, based on the travels of Kerouac and his friends across the United States – it doesn’t address the contemporary risks associated with travel today including drunk and distracted drivers as well as a host of others seeking to take advantage of your vulnerable travel position. Read more
The thought of being involved in an automobile accident rarely crosses our minds. Maybe it is the assumption that we are safe drivers and collisions only happen to other people. This false sense of security renders us unable to process the next steps when the inevitable does happen. If you are in a fender-bender, do you know what you need to do? Can you make sense of all the new terms that will be thrown at you? Words like “Statement of Claim”, “Fault”, or “Bodily Injury Adjuster” can make your head spin. Read more
It is a dark and stormy night. As you drive down the lane to your in-laws, a car appears out of nowhere, and before you know it, you collide. The damage is minor. The cops are called; insurance information is exchanged; all is well with the world. Then suddenly, you are served with papers the next morning, and to your horror, you are being sued! Immediately, the fear creeps in as you recount that night. It was a minor accident. No one was hurt. How can this happen? Are you prepared to handle the situation now? Read more
When you live and work on your property, you take many risks that can devastate your family financially. It can be hard to determine if you and your family would benefit from obtaining farmer’s insurance. For example, if you have a small garden and share produce with the local food bank, are you considered a farm? If you have a hobby farm, when does your homeowner’s policy stop protecting you?
It is important to understand the point at which you need a more robust insurance policy to sustain your family and property. It is hard to figure this out on your own. This is why we offer expert help from our licensed brokers at TSG Insurance Company. We help you with customized policies that safeguard you, your property, and your livelihood, offering you complete peace of mind. Read more