When Should You Collect Your CPP?

canada pension plan

The most basic financial goal for any individual is that you never want to outlive your savings. In your quest to build a nest egg for yourself and your family, you dedicate most of your lifetime to education, upskilling, building a career and creating financial stability for the present and future. However, the fact remains that as you near your retirement age, you may have to rely on your Registered Retirement Savings Plans (RRSPs) and Canada Pension Plan (CPP) for a substantial portion of your retirement income. In the case of CPP, your pension amount will depend on the amount and number of years you contributed to the plan, and your age when you start collecting CPP benefits.

 

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Looking to Insure Your Commercial Vehicle?

Commercial auto insurance in AlbertaNo matter how small or large your Alberta business, commercial insurance will help protect your company from financial losses. It could be the most important differentiator between staying afloat and going under, especially in case of damages or expensive lawsuits. While business insurance may protect your company assets, business income, and third party obligations, when it comes to your commercial fleet of vehicles, you need to insure them separately.

Whether you own light vehicles, heavy steam trucks, pickups, or long haul trucks, the specific needs of your business and vehicles should be incorporated into the type of product or policy you select. This is especially true if your productivity and revenue is dependent on these vehicles and their transportation efficiencies. If you are looking to insure your commercial vehicles, in and around Calgary, Medicine Hat or Brooks, make your first call to the trusted and qualified brokers at TSG Insurance. Our team of licensed professionals will help you select the best possible options for one-truck operations, as well as large fleets.

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