Canadians generally enjoy travelling by car during the summer in what has come to be traditionally know as the “road trip.” While the idea harkens back to American writer Jack Kerouac’s novel published in 1957, On the Road, based on the travels of Kerouac and his friends across the United States – it doesn’t address the contemporary risks associated with travel today including drunk and distracted drivers as well as a host of others seeking to take advantage of your vulnerable travel position. Read more
The thought of being involved in an automobile accident rarely crosses our minds. Maybe it is the assumption that we are safe drivers and collisions only happen to other people. This false sense of security renders us unable to process the next steps when the inevitable does happen. If you are in a fender-bender, do you know what you need to do? Can you make sense of all the new terms that will be thrown at you? Words like “Statement of Claim”, “Fault”, or “Bodily Injury Adjuster” can make your head spin. Read more
It is a dark and stormy night. As you drive down the lane to your in-laws, a car appears out of nowhere, and before you know it, you collide. The damage is minor. The cops are called; insurance information is exchanged; all is well with the world. Then suddenly, you are served with papers the next morning, and to your horror, you are being sued! Immediately, the fear creeps in as you recount that night. It was a minor accident. No one was hurt. How can this happen? Are you prepared to handle the situation now? Read more
Since the first car rolled off the assembly line, North America has had a fascination with the horseless carriage. From the Model T in the early 1900s to the muscle cars of the 1960s and 70s, innovation has led the way. Today’s cars continue on the path of their predecessors as our love affair has not waned.
The popularity of classic cars brings people out in droves to enjoy a lazy afternoon reminiscing about days gone by. Alberta has even declared July 14th as Collector Car Appreciation Day. More recently, one of Medicine Hat’s own antique car enthusiasts, Stuart Green, won a couple of awards at the World of Wheels in Edmonton. He owns a 1927 Model-T Ford hot rod that won best in its class and best engine. For Green, owning a classic car is a labour of love. He takes great pride in owning his vehicle, participating in shows, and driving it around. Read more
A pretty common misconception is that no-fault car insurance means your insurance company never considers you “at fault” for an accident. The truth is, there are driving rules for everyone. If you break one, you face the possibility of a traffic ticket, or worse, criminal prosecution. In other words, the law may determine an accident to be your fault.
No-fault insurance is a term used by the auto insurance companies to describe a system of how a claim is paid out. The goal is to ensure that compensation and benefits are paid to the injured party, regardless of who was at fault. If you live in Calgary, Medicine Hat, or Brooks, your TSG Insurance agent is happy to sit down with you and discuss your specific needs. We work with you to review your current policies and offer custom insurance quotes to help you get the required protection. Read more